Terms of Use

Last updated: October 2026

By using SelectLifeInsuranceQuotes.com (the “Site”), you agree to these Terms of Use. If you do not agree, please do not use the Site.

Educational Content, Not Professional Advice

Everything on this Site is for general educational purposes only. We are not licensed insurance agents, and nothing here is financial, legal, or insurance advice tailored to your situation. Life insurance decisions involve your health, finances, and family circumstances. Before buying any policy, verify all details directly with the carrier and consider consulting a licensed insurance professional.

Quotes Are Estimates, Not Offers

Any rates, ranges, or examples shown on this Site are illustrative estimates for educational purposes. They are not quotes, offers, or guarantees of coverage or pricing. Your actual premium depends on your age, health, tobacco use, state, coverage amount, and the carrier’s underwriting. Only the carrier can give you a binding quote.

Affiliate Disclosure (FTC)

Some links on this Site are affiliate links to insurance carriers and quote providers. If you click an affiliate link and then request a quote or purchase a policy, we may earn a commission at no additional cost to you. These commissions support our work publishing free guides.

Our editorial content is independent. Commissions do not determine our recommendations, rankings, or comparisons, and we disclose the affiliate relationship on pages where affiliate links appear, as required by the Federal Trade Commission’s endorsement guidelines.

No Carrier Endorsement

References to “top-rated carriers” describe carriers with strong financial strength ratings from agencies such as AM Best. Mentioning a carrier type or rating is not an endorsement of any specific company, and we do not guarantee that any particular carrier will approve your application or offer a specific rate.

Acceptable Use

You agree not to misuse the Site, attempt to disrupt its operation, scrape its content at a scale that degrades service, or misrepresent your identity when contacting us. All content on the Site, including text, guides, and graphics, is our property or used with permission and may not be republished without written consent.

Third-Party Sites

Links to carriers and other third-party sites are provided for convenience. We are not responsible for their content, privacy practices, or services. Your dealings with any third party are solely between you and that party.

Limitation of Liability

To the fullest extent permitted by law, we are not liable for any loss or damage arising from your use of, or reliance on, content on this Site, including decisions to purchase or not purchase insurance. The Site is provided “as is” without warranties of any kind.

Changes to These Terms

We may update these Terms as the Site evolves. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

Contact

Questions about these Terms: support@selectlifeinsurancequotes.com